When I went off to college, my mom helped me set up a checking account. (Up until then, although I did have a savings account at the bank, most of my financial dealings involved a jar of cash in my underwear drawer.)
She dutifully showed me how to balance my checkbook which I did EVERY MONTH for decades. Then when the bank card came into play, I wrote every transaction into my check register and continued to balance the checkbook.
Then at some point in YA’s young life, I only got to balancing every few months and by the time she was seven or eight, with the advent of online banking, I gave up putting any bank card transactions in the register and shortly thereafter gave up balancing the checkbook.
I only write about five or six checks a month these days – one each week to the milkman and during the summer, one a month to Bachmans. Very few others – even the Girl Scouts will take your money electronically in 2022.
Yesterday when I wrote out the weekly check for the milkman, I realized I was getting really close to the end of the register. In looking back through it, I noticed that it is almost six years old. Hard to imagine I’ve used the same check register for that long. I expect that when I quit having weekly dairy delivery, my check register will last at least a decade!
Do you still balance your checkbook? Do you even still HAVE a checkbook?